Free planning tool · 2025 published cost data
Compare published care costs in your state, estimate the support someone may need at home, and identify the home changes that could help them remain there. Every published figure is independently sourced, linked and dated.
75%
of adults 50 and older want to remain in their current home as long as possible
AARP, 2024 Home and Community Preferences Survey
~70%
chance that someone turning 65 today will need some type of long-term care services and supports
U.S. Administration for Community Living (HHS)
+5%
rise in the national assisted living median in one year: $5,900 to $6,200 a month
CareScout Cost of Care Survey, 2024 to 2025
State by state
Hover or tap any state for its published 2025 medians. Choosing a state loads the full comparison.
Fills group states by their published assisted living monthly median (CareScout Cost of Care Survey 2025). On a phone, tap a state to see its facts, then use the card's button to load the comparison. The dropdown above works everywhere, including for smaller states.
If the move happens
/month
Published monthly medians from the same survey, for context:
Five-year figure is arithmetic, not a survey number: median monthly rate × 60 months. At today's published rates. The national assisted living median rose 5% from 2024 to 2025, so a flat five-year figure runs conservative.
If the home stays
One-time project cost
Zero-step entries, wider doorways, bathroom safety, stair access, better lighting and flooring. Home modifications are generally a one-time project cost. Paid help and normal household expenses may continue. What a specific home needs depends on the house and the person, so the honest number comes from walking the actual rooms, not from a national table. We keep Aging In The Comfort Of Home® pricing off this page on purpose.
Optional. Include mortgage or rent, taxes, insurance, utilities and maintenance. If taxes and insurance are already included in your mortgage payment, do not add them again.
If you do not know this amount, leave it blank and request a home-specific assessment.
At today's published rates.
Treat the figures above as a planning comparison, not a complete household budget. Assisted-living rates may include housing, meals and certain services. Staying-home estimates exclude normal household expenses unless you add them. Services, inclusions and pricing vary by provider and location.
National medians can frame the decision. A room-by-room assessment determines what this particular home would need, and what those changes would cost.
Beyond the numbers
The medians above answer what it costs. Daily comfort is the other half of the decision. Assisted living brings on-site support and built-in company, and some situations call for exactly that. Here is what changes and what stays.
| Part of daily life | At home | In assisted living |
|---|---|---|
| Your bedroom | The room you have slept in for years. | A new apartment, typically a private one-bedroom or studio. |
| The daily schedule | Meals, mornings, and bedtime on your clock. | Community mealtimes and a shared activity calendar. |
| Meals | Your kitchen, your recipes, your coffee. | Restaurant-style communal dining; some apartments include kitchenettes. |
| Pets | They stay. | Many communities welcome small pets; size limits, fees, and policies vary. |
| Family visits | Anytime, any length, grandkids underfoot. | Generally open, within community guidelines. |
| Your things | All of it, right where it belongs. | What fits in the apartment. |
| The address | Stays yours. | Changes, and the bill repeats monthly. |
Fair is fair: on-site staff, maintenance-free living, and a built-in social calendar are real advantages of assisted living. Skilled or around-the-clock medical needs may call for a nursing-home setting instead; its published medians appear in the cost panel above for exactly that reason. When the concern is safety rather than skilled care, home modifications are how the at-home column stays realistic.
Assisted living, nursing home, and in-home care figures are medians from the CareScout Cost of Care Survey 2025, conducted July through November 2025 among long-term care providers across 387 U.S. metropolitan statistical areas. Assisted living medians are as-reported monthly rates for a private one-bedroom; California reports the category as a residential care facility. In-home figures use the survey's non-medical caregiver series, and its monthly figure assumes the survey basis of 44 hours of care per week. The survey publishes United States and state medians; it does not publish a District of Columbia table, so the tool offers the 50 states and the national median.
Medians describe the middle of a market, not any specific community, agency, or home. Costs vary by provider, location, floor plan, and level of care, and they change over time. Nothing on this page is a quote, an offer, or financial, legal, medical, or care advice. Figures were checked against the sources above on August 26, 2026; confirm current figures at the source before making decisions. Aging In The Comfort Of Home® is not affiliated with, endorsed by, or compensated by CareScout, Genworth, AARP, or any government agency; all third-party names and trademarks belong to their owners.
AITCOH™ is a full remodel and construction company specializing in aging-in-place: bathrooms, kitchens, ramps, stair lifts, and whole-home safety updates, for every age and stage. A consultation walks the actual home and turns "what would it take to stay" into a concrete plan.
Prefer to talk? (417) 527-8786
Ready to pick a time? Schedule a Consultation online.
Project availability varies by market. AITCOH will confirm local service coverage after receiving your request.
